Hey there! These days it's pretty easy to think you can handle everything with a few clicks online. And honestly, the internet is a fantastic resource for information! But when it comes to something as big and often a little baffling as Medicare, gap insurance, pharmacy plans, and your overall healthcare, there's just no substitute for having a local agent right here in Michigan. At Clear Benefit Solutions, we truly believe that a personal connection and a deep understanding of our community make all the difference.  You might be asking yourself, "Why bother with a local agent when I can just hop online and compare plans?" That's a fair question! But trust us, there's a "clear advantage" to having a real person, right here in your state, looking out for your peace of mind and your wallet. Let's break down why: 1. It's About You, Not Just a Bunch of Information Think about it: the internet is packed with general advice. But your health situation, your financial picture, and your...

Welcome to the world of Medicare! If you're approaching your 65th birthday, you likely have a lot of questions buzzing around in your head. At Clear Benefit Solutions we're here to provide clear, straightforward answers to your most pressing concerns as you become eligible for Medicare. Let's dive in!Who is Eligible for Medicare? Generally, you become eligible for Medicare at age 65 if you are a U.S. citizen or have been a lawful permanent resident for at least 5 years. You also need to have worked and paid Medicare taxes for at least 10 years (40 quarters) to qualify for premium-free Part A.Even if you haven't met the work history requirements, you may still be eligible for Medicare Part A by paying a monthly premium, and you'll still need to pay a premium for Part B.What if I am still working at 65? This is a very common question! If you are still working at age 65 and have health insurance through your (or your spouse's) employer, you may be able to delay enrolling in Medicare...